If you have not suffered any injuries and only are seeking to recover the damage to your vehicle from the insurance company, you probably do not need to hire a lawyer.
If, however, you have suffered physical or serious emotional injury, you should at least consult with a lawyer before making any statements to the insurance company. You should also speak to an attorney before signing any documents, agreeing to a settlement, or accepting any payments from the insurance company. Many insurance companies protect their profits by keeping injury payments to a minimum. In some companies, insurance adjusters are even given bonuses for the number of “low ball” offers accepted by injured people.
Many unsuspecting accident victims assume that the insurance adjuster will treat them fairly, only to end up getting injured twice – once by the person who caused the accident, and again by the insurance company who offered them an unfair settlement.
Play it safe by consulting with an experienced injury lawyer to determine if the insurance company’s offer is fair.